Maryland Salary Calculator
Estimated Take-Home Pay
Federal Tax: $
Maryland State Tax: $
Social Security: $
Medicare: $
Net Annual Income: $
Net Monthly Income: $
Maryland Salary Calculator – How to Use It
The Maryland Salary Calculator is a financial tool that allows employees in Maryland to estimate their take-home pay after deductions for federal tax, state tax, Social Security, and Medicare.
What is the Maryland Salary Calculator?
Maryland, like all U.S. states, applies state income taxes in addition to federal deductions. For employees, it is often confusing to know how much of their gross annual salary actually lands in their bank account.
The Maryland Salary Calculator solves this problem by giving a quick breakdown of gross income, deductions, and final take-home pay. It accounts for federal tax, Maryland’s average state tax rate, and mandatory payroll contributions such as Social Security and Medicare.
How to Use the Maryland Salary Calculator
Using the calculator is simple. Just follow these steps:
Step 1: Enter Your Gross Annual Salary
- Input the amount you earn before deductions.
- Example:
$60,000 per year.
Step 2: Select Your Filing Status
- Choose between Single or Married, as federal tax brackets vary.
- Example: Select “Single” if you are unmarried.
Step 3: Click "Calculate Take-Home Pay"
- The calculator will instantly display the results, including:
- Federal Tax
- Maryland State Tax
- Social Security Deduction
- Medicare Deduction
- Net Annual and Monthly Income
Example Calculation
Suppose you earn $60,000 annually, filing as Single:
- Federal Tax (approx. 12%): $7,200
- Maryland State Tax (approx. 4.75%): $2,850
- Social Security (6.2%): $3,720
- Medicare (1.45%): $870
Total Deductions: $14,640
Net Annual Income: $45,360
Net Monthly Income: $3,780
This gives you a realistic picture of how much you will actually bring home.
Why Use the Maryland Salary Calculator?
- Helps with financial planning
- Estimates loan or mortgage eligibility
- Compares job offers more accurately
- Assists in budgeting monthly expenses
FAQ – Maryland Salary Calculator
Does the calculator give exact numbers?
No, it provides an estimate. Your actual salary may differ due to tax credits, deductions, health insurance, or retirement contributions.
What is the Maryland state tax rate in 2025?
Maryland uses a progressive tax system with rates between 2% and 5.75%. The calculator uses an average of 4.75% for simplicity.
Does this include local county taxes?
No. Maryland counties and Baltimore City impose additional local taxes (typically 2.25%–3.20%), which may slightly reduce net pay.
Is Social Security capped?
Yes, Social Security tax applies only up to the annual wage base limit set by the IRS. The calculator assumes your salary falls under that limit.
Who should use this calculator?
- Employees in Maryland
- Freelancers estimating payroll deductions
- People comparing net pay in different states