Indonesia Salary Calculator – How to Use It

The Indonesia Salary Calculator is an online tool that helps employees estimate their take-home pay by calculating deductions such as BPJS contributions and income tax from their gross salary.

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Understanding Salary in Indonesia

Salaries in Indonesia are structured around a gross salary (total salary offered by the employer before deductions). From this gross salary, several mandatory deductions are applied:

1. BPJS Contributions (health & social security) – typically around 4% from the employee.
2. Income Tax (PPh21) – based on a progressive tax rate that starts at 5% and increases with higher income brackets.
3. Other company-specific deductions (loans, cooperative contributions, etc., if applicable).

What remains after these deductions is the net salary (or "take-home pay").

The Indonesia Salary Calculator simplifies this by letting you enter your gross pay, BPJS percentage, and estimated income tax to instantly compute your monthly take-home pay.

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How to Use the Indonesia Salary Calculator

Using the calculator is simple. Follow these steps:

Step 1: Enter Your Gross Monthly Salary

• This is the total salary your employer offers before deductions.
• Example: Rp 10,000,000

Step 2: Enter BPJS Employee Contribution %

• By default, BPJS health/social contributions for employees are around 4%.
• If unsure, leave it as 4.

Step 3: Enter Income Tax Rate %

• Indonesia uses progressive tax rates:
  • 5% for income up to Rp 60,000,000/year
  • 15% for Rp 60,000,000 – Rp 250,000,000/year
  • 25% for Rp 250,000,000 – Rp 500,000,000/year
  • 30% for Rp 500,000,000 – Rp 5,000,000,000/year
  • 35% for above Rp 5,000,000,000/year
• For simplicity, enter the approximate monthly percentage. Example: 5.

Step 4: Click “Calculate Take-Home Pay”

The calculator will instantly show you:

• Gross Salary
• BPJS Deduction
• Income Tax Deduction
• Net (Take-Home) Salary

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Example

Suppose you earn:

• Gross Salary: Rp 10,000,000
• BPJS: 4%
• Income Tax: 5%

Result:

• Gross: Rp 10,000,000
• BPJS: Rp 400,000
• Tax: Rp 480,000
• Net Salary: Rp 9,120,000

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Why Use the Indonesia Salary Calculator?

• Understand your real take-home pay before accepting a job offer.
• Plan monthly expenses by knowing the exact deductions.
• Compare gross vs. net salaries for career decisions.
• Get transparency on BPJS and tax contributions.

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FAQ – Indonesia Salary Calculator

What is BPJS in Indonesia?

BPJS (Badan Penyelenggara Jaminan Sosial) is Indonesia’s social security program. Employees contribute a portion of their salary (around 4%) to health and employment benefits.

Does this calculator include employer BPJS contributions?

No. This calculator only considers employee-side deductions. Employers usually contribute an additional share separately.

Can this calculator handle progressive tax automatically?

Currently, it allows you to manually enter your estimated tax rate. Future versions can include automated progressive tax calculations.

Is the take-home salary shown final?

It’s an estimate. Actual take-home pay may differ depending on your company’s specific policies, allowances, or additional deductions.

Who should use this calculator?

• Job seekers comparing offers
• Employees planning monthly budgets
• HR professionals preparing salary discussions