How to Use the Croatia Salary Calculator

The Croatia Salary Calculator is a simple online tool that estimates your net (take-home) salary after tax deductions based on Croatian tax rules.

Whether you're employed in Croatia or just considering a job offer, it’s crucial to understand how much of your gross salary you'll receive each month. The Croatia Salary Calculator helps you break it down.

What You Need to Enter:

1. Gross Monthly Salary (in HRK)
   Enter your total pre-tax salary.
2. Surtax Rate (%)
   Croatia applies a surtax based on the city you live in. For example:
   • Zagreb: 18%
   • Split: 15%
   • Osijek: 13%
   • Dubrovnik: 10%
     If unsure, use 0 for a rough estimate.

What the Calculator Does:

The calculator subtracts:

• Pension Contributions (20%) — mandatory by Croatian law.
• Income Tax — based on a progressive tax system:
  • 20% up to 3600 HRK tax base
  • 30% for income above that
• Surtax — a city-based percentage added to your income tax.

Finally, it shows your net salary, i.e., what you take home.

Example

Suppose you earn 12,000 HRK/month in Zagreb (18% surtax):

• Pension: 2400 HRK
• Tax Base: 9600 HRK
• Tax: ~2520 HRK
• Surtax: ~453.6 HRK
• Net Salary: ~8626.4 HRK

Who Is This For?

• Employees in Croatia
• Employers wanting to estimate net salaries
• Freelancers comparing offers
• Expats relocating to Croatia

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FAQ – Croatia Salary Calculator

What is a surtax in Croatia?

Surtax is an additional local tax levied on top of your income tax. It's determined by the city/municipality where your tax residence is registered.

Is this calculator accurate for every situation?

It gives a general estimate. It does not include:

• Non-taxable allowances
• Dedications for dependents
• Specific pension options (pillar choices)

Can I use this calculator for annual salary?

This calculator is monthly-based. To use it for annual salary, divide your annual gross by 12 and enter that value.

Does it calculate employer costs?

No. It only calculates what you take home, not the full employer contribution.