Vietnam Salary Calculator – How to Use It

The Vietnam Salary Calculator is an online tool that helps employees and employers estimate net take-home pay after applying mandatory deductions such as social insurance, health insurance, unemployment contributions, and personal income tax under Vietnamese law.

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Why Use a Vietnam Salary Calculator?

In Vietnam, salary structures are complex due to multiple deductions applied to gross wages. These include:

• Social Insurance (8%) – retirement, maternity, sick leave.
• Health Insurance (1.5%) – healthcare coverage.
• Unemployment Insurance (1%) – support if employment is lost.
• Personal Income Tax (PIT) – progressive tax from 5% to 35% depending on income brackets.

Because of these deductions, gross salary ≠ net salary, and the calculator helps clarify what an employee will actually receive.

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How to Use the Calculator

Step 1: Enter Gross Salary

Type your monthly gross income in VND (before any deductions).
Example: 20,000,000 VND

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Step 2: Click “Calculate Take-Home Pay”

The calculator automatically computes:

• Social Insurance (8%)
• Health Insurance (1.5%)
• Unemployment Insurance (1%)
• Personal Income Tax (after standard deductions of 11 million VND per month)
• Net Salary (final take-home pay)

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Example Breakdown

If you earn 20,000,000 VND/month:

• Gross Salary: 20,000,000 VND
• Social Insurance (8%): 1,600,000 VND
• Health Insurance (1.5%): 300,000 VND
• Unemployment Insurance (1%): 200,000 VND
• Standard Deduction: 11,000,000 VND
• Taxable Income: 6,900,000 VND
• Personal Income Tax: 690,000 VND
• Net Salary: 17,210,000 VND

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Salary Tax Brackets in Vietnam (Monthly)

• 0 – 5M VND → 5%
• 5M – 10M → 10%
• 10M – 18M → 15%
• 18M – 32M → 20%
• 32M – 52M → 25%
• 52M – 80M → 30%
• Above 80M → 35%

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FAQ – Vietnam Salary Calculator

What deductions are mandatory in Vietnam?
Employees must contribute to Social Insurance (8%), Health Insurance (1.5%), and Unemployment Insurance (1%).

Is the standard deduction fixed?
Yes, currently, 11 million VND per month is deducted from taxable income.

Does the calculator include family allowances?
No. Family dependents can reduce taxable income further (currently 4.4M VND per dependent), which can be added manually.

Does this apply to foreigners working in Vietnam?
Yes, though in some cases foreigners may have different insurance contributions depending on contracts.

Can companies use this calculator for payroll?
Yes, it’s suitable for both HR professionals and employees to estimate salary breakdowns.