Nigeria Salary Calculator
Results
Gross Salary: ₦
Pension Contribution (8%): ₦
NHF Contribution (2.5%): ₦
PAYE Tax: ₦
Net Salary: ₦
How to Use the Nigeria Salary Calculator
A Nigerian salary Calculator is a digital tool that helps employees and employers calculate take-home pay by considering deductions such as taxes, pension contributions, and housing fund deductions.
What It Does
This calculator provides a clear breakdown of an employee’s salary in Nigeria, showing:
- Gross Salary – the total before deductions.
- Pension Contribution (8%) – compulsory for employees under the Pension Reform Act.
- NHF Contribution (2.5%) – National Housing Fund deduction.
- PAYE Tax (Pay-As-You-Earn) – personal income tax deducted from your salary.
- Net Salary (Take-home pay) – the actual money you receive after all statutory deductions.
How to Use the Calculator
- Enter Your Gross Salary
Type in your monthly gross salary (before any deductions). For example: ₦250,000. - Click the “Calculate Net Salary” Button
The calculator will automatically apply Nigeria’s pension, NHF, and simplified PAYE tax brackets. - View Your Salary Breakdown
You’ll see a detailed result with:- Your gross salary
- Deductions (pension, NHF, PAYE)
- Final net salary (your real take-home pay).
Why Use This Calculator?
- Budget Planning – Helps employees understand their real disposable income.
- Transparency – Ensures deductions follow statutory requirements.
- Employer-Employee Communication – Useful for HR teams to show accurate breakdowns.
- Salary Negotiations – Helps job seekers calculate the net effect of a job offer.
FAQ – Nigeria Salary Calculator
Q1: Does the calculator include allowances like housing or transport?
A: No, this version uses only gross salary and statutory deductions. Some allowances may be tax-free depending on company policies.
Q2: Is PAYE tax calculated exactly as the Nigerian government does it?
A: This calculator uses simplified brackets for easy understanding. In reality, the Federal Inland Revenue Service (FIRS) applies detailed rules with reliefs and allowances.
Q3: Do all employees pay NHF?
A: Yes, employees in organizations with 4 or more staff are required to contribute 2.5% of their monthly basic salary, housing, and transport allowances.
Q4: Is pension mandatory?
A: Yes, under the Pension Reform Act, 8% is deducted from employees, while employers contribute an additional 10%.
Q5: Can I use this calculator for a yearly salary?
A: This version is monthly, but you can multiply the results by 12 for yearly values.
Q6: Is this calculator official?
A: No, it’s an educational and planning tool. For official figures, always confirm with your HR department or the FIRS guidelines.